A renewal increase is a prompt to check the new premium, review the cover and compare alternatives before accepting another annual policy.
Start with the old and new annual premium
Put the two annual figures side by side. If you pay monthly, look at the total payable rather than only the direct debit.
Check whether anything else changed
The renewal may reflect changes to your circumstances, insurer pricing, claims experience, the vehicle, address, mileage or other rating factors.
Compare rather than assume
One insurer's renewal price does not tell you what another insurer will charge. Comparing at renewal lets you see the alternatives available for your current details.
Do not cancel before replacement cover is ready
If uninterrupted cover is important, make sure any new policy is arranged to start when the existing policy ends.
Compare renewal quotesPowered by QuotezonePrudent Plus Limited is an introducer appointed representative of Seopa Ltd (FCA FRN 313860). Seopa Ltd, trading as Quotezone, provides the insurance comparison service where linked. Prudent Plus Limited may receive a commission if a policy is purchased, at no additional cost to you. We do not provide personal insurance advice.